📈 Market Overview
30-Year Fixed Average
6.66%
-0.01% vs Yesterday
15-Year Fixed Average
5.59%
-0.04% vs Yesterday
2025 Record Low
6.51%
August 27th Record
Market Trend
Declining
Rate stabilization
🏦 Lender Rate Comparison
| Lender | Rate | APR | Change | Features |
|---|---|---|---|---|
|
🏦
Wells Fargo
|
6.625%
|
6.78%
|
0.01%
|
Fast approval, Online application
|
|
🏛️
Bank of America
|
6.75%
|
6.89%
|
0.02%
|
Existing customer discount
|
|
💎
Chase
|
6.65%
|
6.79%
|
0.005%
|
Premium service
|
|
⚡
Quicken Loans
|
6.595%
|
6.72%
|
0.015%
|
100% online, Fast processing
|
|
🇺🇸
US Bank
|
6.68%
|
6.81%
|
0.005%
|
Regional expert consultation
|
|
🌐
Citibank
|
6.72%
|
6.85%
|
0.01%
|
Global network
|
📊 Rate Trends (Last 30 Days)
🏦 Lender Rate Comparison
💡 Market Analysis
Current Market Situation
As of August 2025, mortgage rates have hit a technical 'record low' at 6.51%. This is the lowest level since October 2024.
Borrower Benefits
The current declining rate trend is favorable for borrowers. It's a good time to consider refinancing or new purchases.
Important Notes
Rates may vary based on credit score, down payment, income, and other factors. Please consult with lenders for personalized quotes.
🧮 Mortgage Calculator
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